HSBC Live+ Cashback Calculator

Note: The table shows an example of cashback you could earn in a month with an HSBC Live+ Credit Card.
10% cashback capped at INR1,000 a month. Exclusions apply to 1.5% unlimited cashback.

Category	Transaction Value (₹)	Applicable Cashback	Cashback Earned (₹)
Dining		10%	—
Food Delivery		10%	—
Groceries		10%	—
Hotel		1.5%	—
Medicine		1.5%	—
Shopping		1.5%	—
Utilities		0%	0
Grand Total	—	10% (capped) and 1.5% (unlimited)	—

Notes:
No cashback on the following categories: Fuel related (MCC 5541, 5983, 5172, 5542, 5552), e-wallets (MCC 6540), property management fees, rental commissions, rental payments (MCCs 6513, 7012, 7349), B2B transactions (MCCs 7399, 7311, 7372, etc.), education/government (MCCs 9399, 8299, 8220, etc.), insurance (MCC 6300, 5960), jewellery/antiques (MCC 5944, 5094, etc.), gambling (MCC 7995), tolls (MCC 4784), cash withdrawals, credit repayments, foreign currency, crypto assets (MCCs 6011, 6051, etc.), security brokers (MCC 6211), collection agencies (MCC 7322), charity (MCC 8398, 8641), money transfers (MCC 4829), wholesale clubs (MCC 5300), and utilities (MCC 4900).

10% cashback on dining, food delivery and grocery spends is collectively capped at INR1,000 for each billing cycle.